Bank of Aurai

A banking service for Outward Definitive Edition. Deposit your silver at a bank spot in one city and withdraw it in another. Because silver has weight in Outward, the bank changes how you plan an expedition — not just where numbers sit.

Features

• Six branches out of the box — bank spots in Cierzo, Berg, Monsoon, Levant, Harmattan, and New Sirocco at sensible default locations, each staffed by a local banker: a priest in Monsoon, a noble in Levant, townsfolk in Berg and Cierzo, the alchemy trainer in New Sirocco, and in Harmattan, the Dean of the Military himself (he moonlights; don't ask).
• Real conversations — banking happens through the game's own dialogue UI: the banker greets you, reads your live balance and pouch, and offers deposit/withdraw options. Chain transactions in one conversation.
• Interest and fees — configurable interest per in-game day on your balance (default 0.5%), optional deposit fee (default 0). Interest accrues on the game clock, not real time.
• You are the branch architect — stand anywhere and press F6 to move that city's bank spot. Stand next to any NPC and press F8 to cast them as that city's banker (their appearance is cloned; they are not harmed, consulted, or paid).
• Per-character accounts — every character has their own balance, persisted across sessions.

Keys & Config

Config (BepInEx/config/com.spencer4792.bankofaurai.cfg, editable in-game with Configuration Manager / F5): interest rate, deposit fee, interaction radius, all keybinds.

Honest limitations

• The ledger lives outside the game save. Reloading an older save does not rewind your bank balance — save-scumming can duplicate or lose silver. You're on the honor system.
• The banker is currently mute. His voice line exists in the game's files as pure unsubtitled VO in an asset bundle the game doesn't expose cleanly; giving him his voice back is on the roadmap.
• Multiplayer: each player banks with their own account. Only lightly tested in co-op — reports welcome.
• The banker's body is a visual clone: he does not react, blink meaningfully, or pursue you. He judges silently.

Requirements

• Outward Definitive Edition on the Mono branch (Steam: Properties → Betas → default-mono)
• BepInEx pack for Outward

Source

Source code included, MIT licensed.

Changelog

1.0.0

• Initial release
• Bank spots in all six cities with playtested default locations (movable with F6)
• Banking through the vanilla dialogue UI: balance readout, deposit/withdraw all or half, transaction chaining
• Configurable interest per in-game day and deposit fees
• Per-character persistent ledger
• F8 banker casting: clone any NPC's appearance as the local branch's banker (default Harmattan banker included)

1.0.1

• All six branches now ship with default bankers: local townsfolk cast per city (priest, noble, trader, innkeeper, townsperson, and the Dean of the Military in Harmattan)
• Fixed instant body attach after F8 (was requiring a scene reload)

1.0.3

• Bankers remember which way they face: facing is saved per casting, adjustable any time by standing where customers stand and pressing F8 near the spot (re-aim)
• All six default bankers ship with playtested positions AND facings
• New Sirocco branch now run by the alchemy trainer